菏澤農商銀行信貸項目風險管理研究

1、 分類號： C93 C93 密級： UDC： 005 005 學校代碼：11065 碩 士 專 業(yè) 學 位 論 文 菏澤農商銀行信貸項目風險管理研究 菏澤農商銀行信貸項目風險管理研究 蘇 航 指 導 教 師孫婧 助理教授 學 位 類 別工程碩士 專 業(yè) 領 域項目管理 答 辯 日 期201

2、7 年 6 月 4 日 Abstract With the rapid development of our country's economy, China's financial institutions also ushered in the fierce competition in international financial institutions. Commercial bank's main

3、business is the business of credit assets, but in access to high profits at the same time also face higher credit risk. So in the current economic situation, how to improve the ability of commercial Banks to guard agains

4、t and resist risk, strengthen the research of credit risk management, to improve economic efficiency, resides deep realistic meaning. In this paper, based on the heze city agricultural bank, adopt the method of empirical

5、 verification put forward the internal ratings-based approach, to manage credit risk, so as to improve the purpose of resist risk. The first chapter of this paper is the introduction, mainly elaborated the research backg

6、round and significance, research ideas and methods; The second chapter introduces the related basic theory of credit risk management; The third chapter of heze agri-businesses bank credit risk identification; The fourth

7、chapter is based on Credit Risk Credit Risk + model of heze agricultural commercial bank Credit Risk measurement; The fifth chapter of heze agricultural commercial bank credit risk prevention countermeasures are put forw

8、ard. In this paper, combining theory with practice, using internal rating method in the analysis of small business loans, the heze city looking for analyzing the present situation and problems of rural credit cooperative

9、s credit asset management factors, study how to explore the heze city rural credit cooperatives more effective implementation of the credit risk management, to provide ideas for reform and development of rural credit coo